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There is some information for people looking to own a property or refinance a current home loan.This information could influence your monthly home loan payments, so it is suggested you take a minute to read more and see how it could affect you. One of the largest buyers of mortgages has conducted its most recent survey of mortgage banking institutions. Mega mortgage buyer Freddie Mac released the results of their Primary Mortgage Market Survey® (PMMS®) where current mortgage rates for the 30-year fixed-rate mortgage (FRM) averaged 4.17% with an average .8 point during the week ending 11/18/2010, down from the prior week when rates for the loan program averaged 4.24%. 4 weeks ago, the 30-year fixed rate averaged 4.19%. Interest rates for the 15-year mortgage loan this week averaged 3.57 pct. with an average 0.8 point, down from the prior week when rates for the home loan program averaged 3.63 pct.. 4 weeks ago, the 15-year FRM averaged 3.62%. Mortgage rates for the 5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) averaged 3.25 percent this week, with an average 0.7 point, down from the prior week when rates for the mortgage loan program averaged 3.39 pct. Four weeks ago, the five-year adjustable rate mtg. averaged 3.47 percent. Mortgage interest rates for the 1-year Treasury-indexed adjustable rate loan averaged 3.26 pct. this week with an average .7 point, unchanged from the prior week when rates for the loan program averaged 3.26 percent. 4 weeks ago, the 1-yr. ARM averaged 3.47 pct..