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In mortgage brokers marketing, the role of the secondary market is undeniable. Fannie Mae and Freddie Mac are the largest secondary market or wholesale institutions in the USA. Mortgage brokers can get loan approvals from the secondary wholesale market leaders in the country. Then the approved loan is assigned to the mortgages in the USA for Canadians bankers of the approved list. The mortgage brokers compare the rates and then the loan is assigned to a licensed lender. The customers are made aware of the pricing and closing speed. Then the lender accepts it or not. The lender can carry in service in a permanent basis or a temporary basis.